Without CPF account how to make payment to community funds?

Employer can make direct payment to the relevant Self-Help Groups (SHGs) or Community Fund Agencies for those deductions from the foreign employees where they do not have CPF account to pay together with CPF.

Eg: Your company is having a total of 50 employees. Out of 50, 40 are the local employees and the rest 10 are foreign employees.

Out of 10 foreign employees:

1 EP holder from India who is a non-Muslim

1 EP holder from Sri Lanka who is a non-Muslim

1 EP holder from Bangladesh who is a non-Muslim

7 are Work Permit holders who are Muslim from whatever the countries.

So, you can make payment directly:

• To SINDA for 3 EP holders
• To MBMF for 7 Muslim Work Permit holders.