S Pass medical insurance requirements
Before you can issue or renew an S Pass, you must buy medical insurance for the pass holder and submit the details online.
What it should cover
As part of an employerβs S Pass medical obligations, you must buy and maintain medical insurance for your S Pass holders as long they are under your employment.
The insurance coverage must beΒ at least $15,000 per yearΒ and cover inpatient care and day surgery.
Co-pay arrangement
You can have a co-pay arrangement with the S Pass holder only if all of the following are met:
- The medical treatment is not for work-related inpatient expenses.
- The co-pay amount is reasonable and does not exceed 10% of the workerβs monthly salary.
- The duration co-payment does not exceed 6 months.
- The co-payment option is explicitly in the employment contract or collective agreement and has the workerβs full consent.
Note:
You cannot pass on the cost of purchasing the medical insurance to S Pass holders.
Submit insurance details
You need to submit medical insurance details online before you request to issue or renew an S Pass, and when the insurance details change.
You can submit the medical insurance details through:
WP Online
EP OnlineΒ β you can submit the details when you issue the S Pass.
You need to keep the following information up to date:
- Name of insurer
- Insurance policy number
- Insurance policy commencement date
- Insurance policy expiry date
MOM encourages you to get a WP Online account to make it easier for you to update your employeesβ medical insurance. Registration is free.