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Should Chinese Muslim pay both MBMF and CDAC?

In:

For a working Muslim who is contributing to either the Chinese Development Assistance Council (CDACor the Singapore Indian Development Association (SINDA) in addition to the MBMF, he/she has the option to continue contributing or opt-out from either fund. He/she will then have to submit an opt-out form to the relevant agencies.

Contributions to Self-Help Groups (SHGs) and SHARE Donations (Community Funds):

CPF Board is the collecting agent for contributions to self-help group (SHGs) funds and SHARE donations. These contributions and donations are deducted from your employee’s wages together with the employee’s share of CPF contribution.

What are Self-Help Group (SHG) Funds?

The Self-Help Groups (SHGs) are set up to uplift the less privileged and low income households in the Chinese, Eurasian, Muslim and Indian communities respectively.

Click here to learn more about the following SHG Funds in details with rates.

Name of SHG Fund Contribution
Details of Self-Help Group (SHG) or Community Funds
CDAC
  • For the Chinese Development Assistance Council (CDAC) Fund, employees refer to Singapore Citizens and Permanent Residents, belonging to the Chinese community.
ECF
  • For the Eurasian Community Fund (ECF), employees refer to Singapore Citizens and Permanent Residents, belonging to the Eurasian* community.

Refers to a person defined as “Eurasian” in their identity card, or a person of both European and Asian ancestry.

MBMF
  • For the Mosque Building and Mendaki Fund (MBMF), it is applicable to all working Muslims in Singapore – regardless of race and nationality, which includes permanent residents and foreign workers either on an Employment Pass or a Work Permit.
SINDA
  • For the Singapore Indian Development Association (SINDA) Fund, employees refer to all working Indians in Singapore who are Singapore Citizens, Permanent Residents and Employment Pass holders and are of Indian descent (including Bangladeshis, Bengalis, Parsees, Sikhs, Sinhalese, Telegus, Pakistanis, Sri Lankans, Goanese, Malayalees, Punjabis, Tamils, Gujaratis, Sindhis and all people originating from the Indian sub-continent).

Politically, the Indian subcontinent includes Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan and Sri Lanka.

SHARE (ComChest)
  • What is Social Help and Assistance Raised by Employees (SHARE)?:

SHARE is a monthly giving programme of Community Chest, the fund-raising and engagement arm of the National Council of Social Service. On behalf of Community Chest, the CPF Board collects employee’s donations to SHARE from employee’s wages made through the company payroll.

Donations by employees are voluntary and deducted from their wages. 100% of the donations are channelled directly to support critical social service programmes.

Note: If your employee wishes to contribute a different amount or opt-out, the employee has to obtain the relevant form from the applicable Self-Help Group (SHG) / Community Funds.
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